Choosing a plan for Canadians taking two or more trips

During the quote process, we ask customers whether they’re planning for one upcoming trip, or expecting to take two or more trips in the next year.

If a customer confirms that they're expecting to take two or more trips, we'll then offer a quote for the following plan options: Comprehensive Multi-trip Package or Emergency Medical Multi-trip Plan.

The Comprehensive Multi-trip Package and Emergency Medical Multi-trip Plan are suited for travellers taking two or more trips, as they provide emergency medical‎ coverage for an unlimited number of trips for a full year from the purchase date.

These plans help frequent travellers save money on travel insurance, as one annual travel insurance plan costs less than buying separate single-trip Medical Plans for each and every trip.  

Annual travel insurance plans are also more convenient for frequent travellers. Once purchased, the coverage is in place for every trip within one year from purchase. There is no notification or activation required when leaving the country or your home province. That means once less thing to plan for, pack, or worry about.

Our Emergency Medical Multi-trip Plan provides medical coverage while our Comprehensive Multi-trip Package offers both medical and non-medical coverage.

For the Emergency Medical Multi-trip Plan, coverage for each trip within the one year period will have a day limit of 15 or 35 days per trip.

For the Comprehensive Multi-trip Package, coverage for each trip within the one year period will have a day limit of 4, 8, 15, or 35 days per trip.

To choose between these options, estimate how long you expect each of your trips abroad in the next year to last on average and consider if you require both medical and non-medical coverage. 

If any of your trips during the year will be longer than the day limit of your selected annual plan, you can call Allianz Global Assistance at any time to purchase additional coverage for that trip.
Trip Cancellation and other non-medical coverage such as Trip Delay, Trip Interruption and more, are offered under the Compehensive Multi-trip Pakage