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Annual emergency medical
travel insurance plans


About us

With a presence in 44 countries, Allianz Global Assistance has been helping Canadians safely explore the world for over 30 years.

Our goal is to make your travel insurance experience simple from end to end, so you can focus on enjoying your next adventure.

Our Promise to You: All travel insurance plans offered by Allianz Global Assistance include a 10-day "Free Look" period.

Are you a Canadian resident travelling more than once a year? Our annual plan options might be a better fit for you. Select two or more trips to view our plan options.



Answer the questions below to get an instant travel insurance quote.
Traveller age 1

Each traveller aged 65 and older is required to complete a medical screening to purchase a policy. To obtain a quote, please call us at 1-844-310-1578.

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Why buy an annual emergency medical travel insurance plan option?

If you travel two or more times a year, our convenient Emergency Medical Multi-trip plan options may save you money on insurance by providing medical coverage for unlimited trips within one year from purchase.

Travellers can select between a 4-day, 8-day, 15-day, or 35-day Emergency Multi-trip Plan. These per-trip day limits can be extended for any single trip during the year by calling Allianz Global Assistance for an extension.

Right to cancel: If you are not satisfied with your policy, you may cancel it within 10 days of purchase as long as you have not left on your trip and have not experienced an event that would cause you to submit a claim, before you have left on your trip.

Tip: Be sure to complete the "Total Trip Cost" field when entering a quote in order to have trip cancellation benefits included in the quoted product options.

Plan options

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Emergency Medical Multi-trip Plan

 Unlimited trips up to 4, 8, 15, or 35 days

Comprehensive Multi-trip Package

 Unlimited trips up to 15 or 35 days
Emergency Medical
Provides reimbursement for certain costs for a medical emergency (including hospitalization) that occurs during your trip. Please refer to the policy terms and conditions for full details.
$10,000,000
$10,000,000
Dental
Provides reimbursement for certain costs for a dental emergency that occurs during your trip. Please refer to the policy terms and conditions for full details.
$5,000
$5,000
Emergency Medical Transportation
Covers certain costs related to returning your vehicle or watercraft to its point of origin or, in case of a rental vehicle to  the nearest  rental agency,  if a medical emergency prevents you from doing so. Please refer to the policy terms and conditions for full details.
Included
Included
Return of Vehicle/Watercraft
Covers certain costs related to returning your vehicle or watercraft to its point of origin or, in case of a rental vehicle to  the nearest  rental agency,  if a medical emergency prevents you from doing so. Please refer to the policy terms and conditions for full details.
$5,000
$5,000
Pet return
Provides reimbursement for the cost of returning your pet(s) travelling with you, should you need to return to Canada under the Emergency Medical Transportation benefit, or the cost to board pet(s)  while you are hospitalized due to a covered emergency. Please refer to the policy terms and conditions for full details.
$500
$500
Trip Cancellation
Provides reimbursement for certain non-refundable, prepaid trip payments, deposits, change and cancel fees if your trip needs to be cancelled or rescheduled before you leave due to a covered reason. Please refer to the policy terms and conditions for full details.
Not included
Sum insured
Prepaid expenses - Trip Interruption
Provides reimbursement for unused non-refundable pre-paid trip payments and deposits if your trip needs to be interrupted after it has started due to a covered reason. Please refer to the policy terms and conditions for full details.
Not included
Sum insured
Transportation expenses - Trip Interruption
Provides reimbursement for one-way economy airfare home if your trip needs to be interrupted after it started due to a covered reason. Please refer to the policy terms and conditions for full details.
Not included
Unlimited
Travel Delay
Provides reimbursement for certain pre-paid  expenses and additional expenses such as meals and accommodation if your trip is delayed for at least six (6) hours. Please refer to the policy terms and conditions for full details.
Not included
$350 per day up to a maximum of $1,500
Minimum Required Delay – 6 hours
Baggage Loss
Reimburses you for certain costs if your baggage is lost, damaged, or stolen while you are on your trip. Please refer to the policy terms and conditions for full details.
Not included
$1,000
Maximum benefit for all high value items: $500
Baggage Delay
Covers reasonable costs of purchasing essentials if your baggage is delayed or misdirected for at least 12 hours. Please refer to the policy terms and conditions for full details.
Not included
$400
Minimum Required Delay – 12 hours
Travel Accident
Covers loss of life, limb, sight or hearing resulting from an accident that occurs while you are on your trip. Please refer to the policy terms and conditions for full details.
Not included
$100,000
24-Hour Assistance
Provides a 24-hour hotline and variety of assistance services in case you encounter an emergency during your travels.
Included
Included

Conditions

Eligibility
View eligibility requirements
View eligibility requirements
Policy of insurance
The below policy is used for reference, we offer unlimited trips up to 4, 8, 15, or 35 days.
View Emergency Medical Multi-trip - 4 day
The below policy is used for reference, we offer unlimited trips up to 15 or 35 days.
View Compehensive Multi-trip Package - 15 day
Summary of exclusions
Medical underwriting
A medical questionnaire is required for travellers who are 65 or older.

Please contact us at 1-844-310-1578 to obtain a quote.
A medical questionnaire is required for travellers who are 65 or older.

Please contact us at 1-844-310-1578 to obtain a quote.
Deductibles
The same plan is available with a deductible option up to $500.
Not included
Trip duration
Up to 365 days
Up to 365 days
Age limits
No age limit
No age limit
Disclaimer: Advertised rates shown on Google/Bing Search are used for sample purposes; rates vary by product type, age and trip length.

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